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Why I’m Committing to a Month of No Spending

It's day one of Ruth Soukup's spending freeze challenge. I have to admit, the first time I saw her challenge, I thought it wasn't for me. "I'm already on a tight budget, what good would a freeze do?" I thought. When I got out my calculator and budget, however, the numbers I added up started… Continue reading Why I’m Committing to a Month of No Spending